Committee Summary for House Commerce and Consumer Affairs (03/03/2026)

Hunt, John(Chairman)(R)[B+]2025	Post, Lisa(Clerk)(R)[A]2025	Potucek, John(V Chairman)(R)[A-]2025
Butler, Billie(D)	Salvi, Santosh(D)[CT]2025	Chourasia, Manoj(D)[F]2025
Ammon, Keith(R)[A]2025	Herbert, Christopher(D)[D-]2025	Osborne, Jason(R)[A+]2025
Thackston, Dick(R)[B+]2025	Walsh, Lilli(R)[B]2025	Porcelli, Susan(R)[B]2025
Spier, Carry(D)[D-]2025	Burroughs, Anita(D)[F]2025	McAleer, Chris(D)[D-]2025
Sullivan, Jared(D)[D]2025	Miles, Julie(R)[A-]2025	Presa, Adam(R)[B]2025

Bill/Time	Type	Title	Sponsor
HB1406 2024-0986h 00:09:18.180 - 9:08:14 AM	Public Hearing	prohibiting health carriers from using artificial intelligence to change the clinical judgment of a provider.	Gregg, Alicia(D)[D-]2025
HB1554 0508H 00:39:18.180 - 9:38:14 AM	General Working Session	requiring insurance carriers to provide peer-to-peer review at any stage of prior authorization and mandating disclosure of reviewer credentials.	Miles, Julie(R)[A-]2025
HB1554 0508H 01:09:18.180 - 10:08:14 AM	Executive Session	requiring insurance carriers to provide peer-to-peer review at any stage of prior authorization and mandating disclosure of reviewer credentials.	Miles, Julie(R)[A-]2025
Unclear 0867 01:37:10.933 - 10:36:06 AM	Executive Session	relative to prohibiting sales of nitrous oxide by liquor licensees
HB1146 01:37:10.933 - 10:36:06 AM	Executive Session	relative to subscription fees for motor vehicle features.	Colby, Eleana (D)[F]2025
HB1813 02:05:10.107 - 11:04:06 AM	Executive Session	relative to changes to health carrier contracts with providers.	Miles, Julie(R)[A-]2025
HB1554 0805 03:41:03.484 - 12:39:59 PM	Executive Session	requiring insurance carriers to provide peer-to-peer review at any stage of prior authorization and mandating disclosure of reviewer credentials.	Miles, Julie(R)[A-]2025
HB1023 03:41:03.484 - 12:39:59 PM	Executive Session	establishing accessory commercial units by right.	Sweeney, Joe(R)[A]2025
HB1056 03:41:03.484 - 12:39:59 PM	Executive Session	establishing a commission to study the impacts of reinsurance on the cost and availability of property insurance in New Hampshire.	Spier, Carry(D)[D-]2025
HB1073 03:54:21.227 - 12:53:17 PM	Executive Session	clarifying when the secretary of state shall complete the registry of New Hampshire decentralized autonomous organizations.	Ammon, Keith(R)[A]2025
HB1124 03:54:21.227 - 12:53:17 PM	Executive Session	relative to the right to compute.	Ammon, Keith(R)[A]2025
HB1207 0922h 04:09:21.227 - 1:08:17 PM	Executive Session	relative to certain laws applicable to state chartered banks, credit unions, trust companies, and other consumer credit entities subject to the authority of the banking department.	Hunt, John(R)[B+]2025
HB1262 0979 04:09:21.227 - 1:08:17 PM	Executive Session	relative to home heating oil and propane contracts.	Lucas, Janet(D)[F]2025
HB1285 1009 04:09:21.227 - 1:08:17 PM	Executive Session	establishing an interagency task force to determine if New Hampshire may implement an R-PACER program.	Muns, Chris(D)[CT]2025
HB1339 04:24:21.227 - 1:23:17 PM	Executive Session	prohibiting the discrimination against cash buyers in business transactions.	Notter, Jeanine(R)[A-]2025
HB1347 04:24:21.227 - 1:23:17 PM	Executive Session	relative to health care provider networks and referrals.	Tellez, Trinidad(D)[F]2025
HB1353 04:24:21.227 - 1:23:17 PM	Executive Session	relative to discounted motor vehicle insurance premiums for voluntary safety inspections.	Wade, Alice(D)[F]2025
HB1486 986h 04:24:21.227 - 1:23:17 PM	Executive Session	prohibiting insurance companies from considering the driving record of household members not covered by the motor vehicle insurance policy when establishing policy premiums.	Read, Ellen(D)[D]2025
HB1491 04:39:21.227 - 1:38:17 PM	Executive Session	relative to pooled risk management programs.	Hunt, John(R)[B+]2025
HB1502 04:39:21.227 - 1:38:17 PM	Executive Session	governing special bank and credit union deposits.	Hunt, John(R)[B+]2025
HB1813 04:39:21.227 - 1:38:17 PM	Executive Session	relative to changes to health carrier contracts with providers.	Miles, Julie(R)[A-]2025
HB1504 04:39:21.227 - 1:38:17 PM	Executive Session	prohibiting retailers from engaging in price gouging on certain necessary products and services.	Simpson, Alexis(D)[CT]2025
HB1650 04:54:21.227 - 1:53:17 PM	Executive Session	relative to an age-appropriate design code.	Litchfield, Melissa(R)[B+]2025
HB1658 04:54:21.227 - 1:53:17 PM	Executive Session	relative to parental consent and age verification for digital application platforms.	Drye, Margaret(R)[B+]2025
HB1744 04:54:21.227 - 1:53:17 PM	Executive Session	relative to oversight and reporting requirements for health insurance carriers regarding mental health coverage.	Hartnett, Tim(D)[F]2025
HB1765 04:54:21.227 - 1:53:17 PM	Executive Session	enabling wine and beverage manufacturers to offer tastings of and sell products of certain New Hampshire wine and beverage manufacturers.	Hunt, John(R)[B+]2025

HB1406 2024-0986h: Michelle Heen, New Hampshire Insurance Department Support00:09:18.180 - 9:08:14 AM; Michelle Heen explained that the department collaborated with Representative Gray to address concerns about AI overriding healthcare provider claims. They referenced their AI bulletin, which adopts NAIC principles, but noted it is general and not specific to healthcare. The amendment particularizes the bulletin for healthcare by adding requirements for record-keeping and ensuring final adverse determinations are made by humans with documented clinical rationale. She emphasized that this aligns with existing statutes and rules, provides clarity, and allows the department to evolve with NAIC guidelines. Enforcement involves investigations, examinations, fines, or license revocation under 420J. Consumer notifications include plain English denial letters with appeal rights and contact for the Insurance Department. Timelines for prior authorizations and appeals are already set (14/30 days, 72 hours for expedited).
HB1406 2024-0986h: Director of Government Relations, Anthem Information Only00:24:18.180 - 9:23:14 AM; The director clarified that Anthem is not denying claims using AI and that humans make final decisions, aligning with the bulletin. They expressed comfort with the amendment if it codifies current practices, as they are already in compliance.
HB1406 2024-0986h: Lindsay Nato, Orr & Reno for Cigna Information Only00:24:18.180 - 9:23:14 AM; Lindsay Nato reiterated that Cigna does not deny claims using AI, with humans involved in decisions. She supported the amendment to the extent it codifies existing practices.
HB1554 0508H: Representative Liles Support00:39:18.180 - 9:38:14 AM; Representative Liles described the bill as a simple fix allowing peer-to-peer review (doctor-to-insurance doctor discussion) throughout the initial appeal process, not just before an appeal. Currently, the window closes once an appeal is requested. The amendment clarifies reviewer credentials to include practicing, specialized, or experienced physicians, avoiding overly restrictive 'and' requirements. No additional costs or mandates; insurance can still deny, but ensures patient advocacy. Examples include ensuring similar specialists communicate, like neurosurgeon to orthopedic spine surgeon, not podiatrist.
HB1554 0508H: Michelle Heen, New Hampshire Insurance Department Information Only00:39:18.180 - 9:38:14 AM; Michelle Heen clarified the process: peer-to-peer can be requested before or after adverse determination but not statutorily required during appeals. Suggested technical fixes to the bill language for clarity, such as 'through the duration of the appeal process' to limit to internal appeals, avoiding open-ended requests. Noted appeal is termed 'grievance' in 420J and should use 'adverse determination.' Explained that providers can speak to carriers in practice during appeals, but not as official peer-to-peer.
HB1554 0508H: Unnamed Insurance Representative (Anthem) Oppose00:54:18.180 - 9:53:14 AM; The representative noted that providers can already speak to carriers during appeals, but rules prevent changing decisions mid-process to avoid delays. Peer-to-peer is for adding/clarifying information, not arguing. Allowing it during appeals could muddy waters, restart clocks, and create inefficiencies. Expressed concerns about disclosing reviewer details (name, NPI) for provider safety, though noted such info is public.
HB1554 0508H: Committee Member Information Only01:09:18.180 - 10:08:14 AM; Discusses concerns with listing name, specialty, and NPI number in peer-to-peer reviews, questions the open-ended timing for requests, notes duplication in sections 1 and 3 of the bill under 420J and 420E.
HB1554 0508H: Michelle (DOI) Information Only01:09:18.180 - 10:08:14 AM; Clarifies that section 1 is for managed care plans under 420J and section 3 for utilization review under 420E, agrees to align language changes in both sections.
HB1554 0508H: Committee Member Information Only01:09:18.180 - 10:08:14 AM; Raises concerns about personally identifying details in peer-to-peer reviews, suggests using 'insured' instead of 'claimant' and 'item or service' terminology, proposes removing section 4 if it duplicates minimalist requirements in section 2.
HB1554 0508H: Committee Member Information Only01:09:18.180 - 10:08:14 AM; Identifies similar open-ended language in section 2 line 24 and section 4 line 34, suggests changing 'may at any time request' to limit to the duration of the appeals process, questions if peer-to-peer restarts the appeal clock.
HB1554 0508H: Michelle (DOI) Information Only01:09:18.180 - 10:08:14 AM; Confirms that new information from peer-to-peer could restart the appeal clock since appeals start upon receipt of all relevant information, potentially slowing the process.
HB1554 0508H: Committee Member Support01:09:18.180 - 10:08:14 AM; Defends the bill as the best fix for current gaps, emphasizes that peer-to-peer allows new information exchange without changing existing processes.
HB1554 0508H: Committee Member Information Only01:09:18.180 - 10:08:14 AM; Explains that peer-to-peer can occur before or during appeals to allow physicians to advocate, addresses concerns about overlapping with appeals and new information integration.
HB1554 0508H: Committee Member Oppose01:24:18.180 - 10:23:14 AM; Expresses worry that insurers could manipulate peer-to-peer to deny appeals by claiming information wasn't in the original filing, predicts complaints from physicians.
HB1554 0508H: Committee Member Information Only01:24:18.180 - 10:23:14 AM; References compelling testimony from a doctor with 30 years experience in favor of the legislation.
HB1554 0508H: Committee Member Information Only01:24:18.180 - 10:23:14 AM; Clarifies that once an appeal is filed, the decision cannot be changed by peer-to-peer; it must go through the process, and new information allows resubmission or external review, but no multiple appeals.
HB1554 0508H: Committee Vote01:24:18.180 - 10:23:14 AM; Votes on the amendment: 4 in favor (Purcelli, Miles, Sharisa, Hunt), 2 opposed.
Unclear 0867: Committee Chair Information Only01:37:10.933 - 10:36:06 AM; Reminds the committee that the bill does not ban nitrous oxide outright but prohibits its sale by licensees regulated by the Liquor Commission, such as those selling alcohol and tobacco; clarifies that convenience stores and gas stations with licenses cannot sell it, including whipped cream chargers.
Unclear 0867: Committee Member Information Only01:37:10.933 - 10:36:06 AM; Questions if licensed convenience stores can sell whipped cream products; notes that the bill bars all sales by licensees, not just to under 21, and enforcement is through the Liquor Commission.
Unclear 0867: Rep. Hunt Support01:37:10.933 - 10:36:06 AM; Explains enforceability through existing liquor licenses, notes that non-licensees like clothing stores or auto parts shops could sell it; emphasizes this as a first step for regulation, with huffing already illegal; suggests future work if needed but focuses on licensed sellers.
Unclear 0867: Committee Member Information Only01:37:10.933 - 10:36:06 AM; Raises concern about non-regulated sellers potentially selling to minors, suggests boycotts or future criminal justice involvement for broader enforcement.
Unclear 0867: Committee Vote01:37:10.933 - 10:36:06 AM; Motion to pass amendment 0867 by Rep. Hunt, seconded by Rep. Burrows; unanimous vote 7-0 (Patucic, Burrows, Walls, Sullivan, Post, Speer, Hunt).
HB1146: Rep. Proposing Amendment Support01:37:10.933 - 10:36:06 AM; Presents amendment addressing subscription requirements for car features that require ongoing connectivity like cell service; clarifies that hardware already installed and functional in airplane mode (e.g., key fobs, radio connections) should not be disabled via software; gives examples like Toyota remote start via fob vs. app, and BMW heated seats.
HB1146: Committee Member Information Only01:52:10.933 - 10:51:06 AM; Notes that features requiring cell signal (e.g., phone app unlocking) are not impacted, but installed hardware like sensors or lights must remain usable even if shut off remotely.
HB1146: Committee Member Information Only02:03:58.151 - 11:02:54 AM; Explains economic aspect: streamlined production saves money but lower-income buyers subsidize features they don't use in base models; high-end buyers benefit more, while base model access diminishes.
HB1146: Representative Celli Oppose02:05:10.107 - 11:04:06 AM; Discusses issues with current disclosure of subscription fees for car features, notes that people sign many documents and don't remember details, suggests placing subscription info next to the list price on the car for better consumer choice, argues the bill doesn't fully solve disclosure as features like remote start via fob are tied to subscriptions after a free period, compares to unexpected charges, emphasizes buyer beware and advises avoiding certain brands if policies are disliked.
HB1146: Representative Spear Information Only02:05:10.107 - 11:04:06 AM; Explains that car purchases include packages detailing features, imagines subscription features might be bundled, compares undisclosed subscription charges to DirecTV free trials that later bill, believes the fob remote start is a promotional throw-in to encourage phone app subscriptions for car communication, notes it provides benefits like remote locking, suggests manufacturers might adjust if law passes, reiterates buyer beware and competitive marketing advantages among brands.
HB1146: Representative Sullivan Support04:00:00.000 - 12:58:56 PM; Introduces amendment 0957 based on prior committee feedback, limits prohibition to hardware not requiring external connections like sensors working in airplane mode or dead zones, allows subscriptions for app-based remote features needing cellular service, rebuts claims that manufacturers like Toyota or Volvo would stop selling in New Hampshire as free market would prevent alienating customers, argues it clarifies property rights for built-in equipment without ongoing server costs, uses analogy of paying monthly for a bathroom in a purchased house as absurd.
HB1146: Opposing Committee Member Oppose04:00:00.000 - 12:58:56 PM; Opposes the amendment, warns that Toyota and Volvo would cease selling cars in New Hampshire if unable to charge subscriptions for fob-tied features, claims it would disable hardware like remote start, dismisses rebuttals as fear mongering but insists on real risk, prefers free market solution of consumers choosing other brands rather than legislation.
HB1146: Committee Vote04:09:21.227 - 1:08:17 PM; Amendment 0957 passed 9-5. Motion for ought to pass as amended failed. Motion for interim study passed 11-4.
HB1813: Chair Vote02:05:10.107 - 11:04:06 AM; Engages in horse trading, agrees to send HB1813 to interim study in exchange for supporting HB1554 with amendment, noting importance to sponsor.
HB1554 0805: Chair Support03:41:03.484 - 12:39:59 PM; After extensive morning discussion, decides against original interim study intent and supports passage with amendment 0805 adding 'or' for actively practicing in similar field of medicine, acknowledges strong feelings from Representative Miles and Senate interest. Amendment passed 15-0. Ought to pass as amended passed 15-0. Placed on consent calendar unanimously.
HB1023: Representative Priscilla Oppose03:41:03.484 - 12:39:59 PM; Moves inexpedient to legislate. Motion passed 15-0. Placed on consent calendar unanimously.
HB1056: Representative Spear Vote03:41:03.484 - 12:39:59 PM; Moves interim study. Motion passed 15-0. Placed on consent calendar unanimously.
HB1073: Representative Ammon Support03:54:21.227 - 12:53:17 PM; Moves ought to pass. Motion passed 15-0. Placed on consent calendar unanimously.
HB1124: Chair Support03:54:21.227 - 12:53:17 PM; Moves ought to pass, seconded by Representative Petucci. Motion passed 15-0. Placed on consent calendar unanimously.
HB1207 0922h: Representative John Hunt, Cheshire - District 14 Support04:09:21.227 - 1:08:17 PM; Moves ought to pass with amendment 0922h, notes Banking Committee acceptance and resolution of issues with Bankers Association. Motion passed 13-2. Placed on consent calendar unanimously.
HB1262 0979: Representative Priscilla Support04:09:21.227 - 1:08:17 PM; Moves ought to pass as amended with amendment 0979, developed in agreement with propane industry and Attorney General's office to address ongoing consumer protection issues. Amendment passed 14-0. Ought to pass as amended passed 14-0. Placed on consent calendar unanimously.
HB1285 1009: Representative Spear Support04:09:21.227 - 1:08:17 PM; Moves ought to pass on amendment 1009 turning the bill into a chapter study committee, discussion notes it may be seen as kill bait on Senate side but allows broader input compared to committee interim study. Vote on amendment in progress as transcript ends.
HB1339: Committee Chair Vote04:24:21.227 - 1:23:17 PM; Motion by the Chair, seconded by Representative Burroughs, to inexpedient to legislate on HB1339. Roll call vote conducted with majority in favor, motion carries. Placed on consent calendar unanimously.
HB1347: Representative Spear Vote04:24:21.227 - 1:23:17 PM; Motion by Representative Spear, seconded by Representative Hunt, for interim study on HB1347 as requested by the sponsor. Roll call vote conducted with majority in favor, motion carries. Placed on consent calendar unanimously.
HB1353: Representative McAleer Vote04:24:21.227 - 1:23:17 PM; Motion by Representative McAleer, seconded by Representative Hunt, to inexpedient to legislate on HB1353. Roll call vote conducted with majority in favor, motion carries. Placed on consent calendar unanimously.
HB1486 986h: Representative Spear Vote04:24:21.227 - 1:23:17 PM; Motion by Representative Spear, seconded by Representative Patucic, to ought to pass on amendment 986h for HB1486. Roll call vote conducted with majority in favor, motion carries. Placed on consent calendar unanimously.
HB1491: Committee Chair Vote04:39:21.227 - 1:38:17 PM; Motion by the Chair, seconded by Representative Burrows, to ought to pass on HB1491. Roll call vote conducted with majority in favor, motion carries. Placed on consent calendar unanimously.
HB1502: Representative John Hunt, Cheshire - District 14 Vote04:39:21.227 - 1:38:17 PM; Motion by Representative Hunt to ought to pass on HB1502. Roll call vote conducted with majority in favor, motion carries. Placed on consent calendar unanimously.
HB1813: Committee Chair Vote04:39:21.227 - 1:38:17 PM; Motion by the Chair, seconded by another member, for interim study on HB1813. Roll call vote conducted with majority in favor, motion carries. Placed on consent calendar unanimously.
HB1504: Representative Burrows Vote04:39:21.227 - 1:38:17 PM; Motion by Representative Burrows, seconded by Representative Petuchek, to inexpedient to legislate on HB1504. Roll call vote conducted with majority in favor, motion carries. Placed on consent calendar unanimously.
HB1650: Representative McAleer Vote04:54:21.227 - 1:53:17 PM; Motion by Representative McAleer, seconded by Representative Petusek, to inexpedient to legislate on HB1650. Roll call vote conducted with 13-0 in favor, motion carries. Placed on consent calendar unanimously.
HB1658: Representative Spear Vote04:54:21.227 - 1:53:17 PM; Motion by Representative Spear, seconded by Representative Hunt, to inexpedient to legislate on HB1658. Roll call vote conducted with 13-0 in favor, motion carries. Placed on consent calendar unanimously.
HB1744: Committee Chair Vote04:54:21.227 - 1:53:17 PM; Motion by the Chair, seconded by Representative Burrows, to inexpedient to legislate on HB1744. Roll call vote conducted with majority in favor, motion carries. Placed on consent calendar unanimously.
HB1765: Committee Chair Vote04:54:21.227 - 1:53:17 PM; Motion by the Chair to inexpedient to legislate on HB1765. Discussion concludes the session without further roll call specified, but consistent with prior motions to place on consent calendar.